Who Carries the Most Debt in America? The latest debt research is showing a troublesome trend – young Americans carry more than one trillion dollars in debt. Those aged 30 and younger carry the most debt out of all age groups, a 2018 New York Federal Reserve Consumer Credit Panel suggests. Breakdown of Average American […]
Millennials and Debt in the United States “Despite recognizing that debt is dangerous waters, Americans are jumping in with both feet and struggling to stay afloat.” That comes from Emily Holbrook, the director of planning for Northwestern Mutual. She goes on to point out that much of the debt in this country is coming from […]
The Difference Between Bankruptcy and Debt Settlement Accumulating a lot of debt is never a good thing and you’ll have to face the consequences of being financially-challenged. There are a few ways to deal with the situation with bankruptcy and debt settlement being the two most popular ones. Declaring bankruptcy and debt settlement are not […]
Fair Debt Collection Practices Act and Bankruptcy Proceedings Creditors in Arizona can rely on various approaches when it comes to ensuring debt collection. A certain line cannot be crossed, however, and this line was established through the Fair Debt Collection Practices Act. The aim of the act is to protect consumers from either unfair or […]
Difference between Liquidating and Reorganizing Debt? If you are dealing with a lot of debt, you’re probably considering bankruptcy filing already. You certainly know there are different types of bankruptcies. Because of this fact, choosing the right one may be a bit difficult. The most general way in which bankruptcy types are distinguished from each other […]